NTTC lends funds to the Territory Government, government business divisions, government owned corporations, local authorities and other government organisations. Loans are issued in accordance with commercially based guidelines and practices.

All loans are approved by the Treasurer of the Northern Territory in accordance with section 13(2)(b) of the Northern Territory Treasury Corporation Act and section 31(1) of the Financial Management Act.

General Government Agencies

​General government agencies are funded through the Central Holding Authority (CHA) via appropriations, some of which are funded by loans provided by NTTC. The CHA is the 'parent body' that represents the Territory Government's ownership interest in government-controlled entities. The funds are used to finance general government activities and the Territory's major infrastructure projects.

As at 30 June 2017, loans to the general government sector totalled approximately $2.41 billion.

Government Business Divisions

Loans to government business divisions represent borrowings by Territory Government-owned entities that operate on a commercial basis. The funds are used to finance capital and operating expenditure requirements.

As at 30 June 2017, loans to this sector totalled approximately $222 million.

Government Owned Corporations

Loans to government owned corporations represent borrowings by Territory Government-owned entities that operate on a commercial basis but whose operations are not guaranteed by the Crown and do not make the Territory liable for debts, liabilities or obligations. The funds are used to finance capital and operating expenditure requirements.

On 1 July 2014, the legislation came into effect to separate Power and Water Corporation into three seperate goverment owned corporations namely Power and Water Corporation (PWC), Jacana Energy and Territory Generation.

PWC continues to manage the electricity network and remains the water sewerage services provider. Jacana Energy looks after electricity accounts and customer needs, issues bills and collects payments while Territory Generation supplies electricity to Jacana Energy. Territory Generation may also supply to any other electricity retailer that may enter the market in the future.

As at 30 June 2017, loans to this sector totalled approximately $1.35 billion.

Local Authorities

Loans to local authorities represent borrowings by town and community government councils situated throughout the Northern Territory. The funds are used to finance specific council infrastructure projects, working capital requirements, or to purchase or replace existing plant and equipment.

Loans to local authorities are first assessed by the Department of Local Government and Community Services and must carry the support and recommendation of the Minister for Local Government and Community Services prior to being submitted for approval to the Treasurer of the Northern Territory.

As at 30 June 2017, there were no loans to local authorities.

Other Government Organisations

Loans to other government organisations represent borrowings by non-financial public sector organisations with which the Territory Government has an association.

As at 30 June 2017, there were no loans to other government organisations.